GET THE PARKER PUBLIC ADJUSTING ADVANTAGE FOR YOUR PROPERTY CLAIM MANAGEMENT
A public insurance adjuster may be the most important professional that you may have never heard of.
Licensed in most US states and territories, and other countries around the world, public insurance adjusters are the only type of adjusters that work directly for the policyholder to adjust - meaning negotiate and settle - a first-party property insurance claim.
As a licensed public insurance adjusting firm, Parker Public Adjusting provides property insurance claim dispute resolution and management every day for policyholders like you. Our clients in Minnesota include HOAs/Townhome Associations, businesses, and commercial and private property owners.
Based on the robust history of our profession, with dedication to innovation, we do things differently. With you in mind, we offer a curated library of free resources, proprietary, industry-leading processes, and an unrivaled suite of client experience materials, customized for each claim and client.
Through our key services, we strive for fair and accurate property insurance claim settlements. Everyone deserves an expert.
We treat your claim as if it were our own. Proprietary, industry-leading processes - including our assistance with the often confusing insurance claim payment mortgage endorsement process - and on-going specialized training set us apart.
Because coverage for any claim starts with the policy language, we strive to provide the public with accessible, educational property insurance reference material such as our Claim Pulse blog, Resources page, and complimentary property policy reviews. We also provide direct community education and outreach for policyholders.
SELECT MEMBERSHIPS AND SPONSORSHIPS
Community values, national reach. We put our mission statement into action for more than just our clients through our memberships and sponsorships.
In addition to monetary support to non-profits, our team volunteers 300+ hours per year to first-party property claim industry organizations and policyholder advocacy causes.
+ RISC STEERING COMMITTEE, OUR CEO SARAH PARKER
+ BOARD OF DIRECTIORS, OUR CEO SARAH PARKER
FROM OUR FOUNDER
"The birth of our modern day property and casualty insurance products developed from the ancient concept of reducing risk, and can be traced back to the start of maritime insurance in the medieval era, and the conception of fire insurance companies in the 1600s. Property insurance is now a commonplace, regulated (and in some cases, legally mandated) product in societies around the world. But, is the American public's current day perception of our modern insurance "safety-net" too generalized? I hope that people can view a property insurance policy in it's true terms: a contract with duties, deadlines, limits, and exclusions.
Until they reached out to us at Parker Public Adjusting, many of my clients were not fully aware that their policy had very specific language that laid out coverage and coverage limits for insured losses, and sets forth deadlines and duties that they must adhere to. Many of my clients that had experienced claim disputes were also surprised to learn that there are laws in place in Minnesota, as well as many other states, to protect consumers regarding fair claims handling standards and settlements. They just didn't know, what they didn't know.
Policyholders often lack the experience and specialized knowledge that some property damage claims can require. Simply by their nature, claims can be stressful. Added pressure and claim complexity often result from claim disputes, or catastrophic losses that may force a policyholder to leave their home, or unable to continue operating their business at a specific location. The average policyholder may not know how the general claim process works, how coverage and scope of repairs might be fairly determined, when full or partial claim denials are valid, or that they have the option to independently value their loss instead of simply relying upon their insurance company to unilaterally do so.
While my work most often involves claim dispute resolution for policyholders, I am certainly not against insurance companies, and many claims that policyholders handle on their own are properly reconciled. An insurance company is a business, and every business needs to provide limits to their product or service. No policy can cover everything. Congruently, businesses need to keep their promises to their clients. As a licensed public insurance adjuster, I have helped many policyholders overcome complete and wrongful claim denials, misinterpretations and misapplications of policy language, improper valuations and scope determinations of repairs, and more. Hiring a public insurance adjuster is simply one option that policyholders have to approach dispute resolution.
My hope is that you, as a policyholder, get the insurance claim help that you deserve if you need it, whether it's with us, or not."