Property insurance resources: before a loss
Resources curated with ♡ by Parker Public Adjusting, for property insurance consumers.
Coverage within property claims are determined long before policyholders like you, hire companies like us. Coverage starts with your policy, which is a legal contract, with deadlines, limitations and exclusions, and more.
Unfortunately, many of our clients don't discover coverage gaps, or underinsurance, until after a claim is filed.
Thankfully, there are many resources from policyholder advocacy non-profits, government bodies, and other organizations that can help you to learn how to be an informed consumer. Your property coverage doesn't have to be a mystery.
Disaster and emergency preparedness
Have a plan in place. Trust our experience when we say: physical safety is a part of property claim preparedness.
→ Protecting your home, MN Dept. of Commerce
→ Home insurance basics, MN Dept. of Commerce
→ Get a policy review
→ Wise UP: The Savvy Consumers Guide to Buying Insurance, a United Policyholders’ publication
→ All about CLUE reports: the database that keeps track of your property and auto claims, similar to a credit report
The informed consumer
If you ever have to file a property claim, your property policy influences your coverage.
There's a lot to be aware of!