Strategy 3

HOME → RESOURCES → BEFORE A LOSS

Property insurance resources: before a loss

Resources curated with  by Parker Public Adjusting, for property insurance consumers.

Coverage within property claims are determined long before policyholders like you, hire companies like us. Coverage starts with your policy, which is a legal contract, with deadlines, limitations and exclusions, and more.

Unfortunately, many of our clients don't discover coverage gaps, or underinsurance, until after a claim is filed.

 

Thankfully, there are many resources from policyholder advocacy non-profits, government bodies, and other organizations that can help you to learn how to be an informed consumer. Your property coverage doesn't have to be a mystery.

Disaster and emergency preparedness

Have a plan in place. Trust our experience when we say: physical safety is a part of property claim preparedness.

 

MINNESOTA:

→ Protecting your home, MN Dept. of Commerce

Home insurance basics, MN Dept. of Commerce

Get a policy review

NATIONAL/EVERYONE:

United Policyholders' buying tips

Wise UP: The Savvy Consumers Guide to Buying Insurance, a United Policyholders’ publication

→ All about CLUE reports: the database that keeps track of your property and auto claims, similar to a credit report

→ Essential Property Insurance Coverage Information Withheld from Consumers

The informed consumer

If you ever have to file a property claim, your property policy influences your coverage.

There's a lot to be aware of!

 

CHECK OUT MORE PROPERTY INSURANCE

RESOURCES for policyholders

minh-pham-xlzlHu-Z9J8-unsplash.jpg