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HOME → ABOUT → QUEEN OF CLAIMS Sarah Parker MEET OUR ♕ QUEEN OF CLAIMS®: Founder, Parker Public Adjusting Property insurance claim enthusiast Hopeless optimist CONNECT WITH SARAH Professional Highlights ♕ FOUNDER ♡ GIVING BACK SPONSOR , + RISC MEMBER 2020-PRESENT, ASK AN EXPERT FORUM 2023-PRESENT MEMBER MEMBER + BOARD OF DIRECTORS 2019-2023 ∞ EDUCATING Claim Pulse ™ Podcast Appearances ♕ YOUTUBE PLAYLIST Social Media ♕ SHORT-FORM VIDEO “One of the silver linings of the [...] last few years has been meeting and working with Sarah Parker...” HOLLY SOFFER, ESQ: Kellis Soffer LLC General counsel, AAPIA, MAPIA RISC, United Policyholders “One of the silver linings of the craziness of last few years [CoVID-19] has been meeting and working with Sarah Parker. ​ If your goal is to work with someone for whom excellence is the minimum standard, and who is positive, results oriented, smart, ethical, trustworthy, hardworking, and even inspiring, no matter what the task, then Sarah is right for the job! ​ I am constantly impressed by Sarah’s ability to dig a little deeper than most and be creative, and—when necessary—to pull the rabbit from the hat to help her clients, colleagues and friends achieve a positive result. ​ I love working with Sarah Parker on any project.” Get in Touch with Sarah Expert witness, speaker, podcast guest, or other matters Connect with Sarah on LinkedIn (You must log in, first ) Contact Sarah Contact Sarah DEMAND THE BEST FOR YOUR PROPERTY CLAIM GET the PARKER PUBLIC ADJUSTING advantage TELL ME MORE

After a loss Solutions, to all YOUR CLAIM PROBLEMS HOME → SOLUTIONS Our select services for private policyholder clients, and professionals After a loss, get the claim help you need Claims come with different types of deadlines, so addressing issues in a timely manner is vital. ​ Are terms like "Recoverable Depreciation", "Mortgagor Endorsement", "Additional Living Expenses", "Suit Against Us", and "Actual Cash Value" leaving you puzzled? If so, it might be time to consider partnering with us. ​ No matter the source of damage to your commercial or residential property - be it hail, windstorm, fire, water, theft, vandalism, or any other covered incident, you can count on Parker Public Adjusting for the support you need for the management of your claim and any dispute resolution. WHAT YOU GET: ✓ Loss valuation and investigation ✓ Negotiation & dispute resolution ✓ Policy coverage review ✓ Claim updates REVIEW MY CLAIM FEE: % OF CLAIM SETTLEMENT The public adjusting process * 01. COMPLETE A CLAIM REVIEW Send us your potential or filed claim, for a complimentary review. ​ We can address common claim issues such as denials, delays, and more. 02. ASSESS DAMAGE + COVERAGE If you work with us, we'll assist with claim documentation and loss valuation. ​ Outsource your claims management to us. 03. NEGOTIATION We will handle claim correspondence and site meetings with your insurance company. We also coordinate with any third-party experts such as contractors, engineers, and more. 04. SETTLEMENT + SUPPORT Once your claim is settled, we'll still be by your side. ​ We can help with supplements (adjustments for unknown claim items), and claim deadline extensions. REVIEW MY CLAIM *based on the general claims adjusting process. Your claim process and experience may differ, depending on your claim and loss details and history, the nature of any claims disputes, and other factors. “I would recommend Sarah to anyone who is dealing with a large insurance claim.” —LAURA AND DUANE Before a loss FEE: COMPLIMENTARY Before a loss, discover and plan If you are a private client, professional, team, or organization that owns insured property, or works in, the State of Minnesota, and you: ​ ✓ Want to know when, how, and why to use a public adjuster, ​ ✗ Do not have questions about a specific, current claim , ​ ...our Preparedness and Strategy Chat may be just what you need. YOU'LL LEARN: ✓ What a public insurance adjuster is ✓ Leveraging our services, outsourcing your claims process ✓ When and why to consider working with a public adjuster SCHEDULE YOUR CHAT Special services Special Services On a limited basis we may provide expert witness services for select specialty, first-party property claims and losses, for law firms and their clients. ​ If you are looking for a guest author, speaker, etc., our CEO Sarah has a passion for creating and contributing to educational, advocacy, and wellness events, appearances, trainings, research, and more (nationally available, subject to availability).​ BEST FOR: ✓ Expert witness ✓ Guest author or podcast appearances ✓ Conferences, and continuing education classes ✓ Presentations for businesses, professionals, and organizations ✓ Legislative, community, and government outreach YES, LET'S CONNECT FEE: PER QUOTE, OR COMPLIMENTARY LET’S WORK together and MAKE THINGS HAPPEN LET'S DO THIS

HOME → ABOUT PUBLIC INSURANCE ADJUSTER ˈpə-blik in-ˈshu̇r-ən(t)s ə-ˈjə-stər ​ Definition: A claims adjuster who represents the interests of an insured—not an insurance company—in a property loss. Get the PARKER PUBLIC ADJUSTING Advantage FOR YOUR MINNESOTA PROPERTY CLAIM Navigating commercial fire, water, weather, or other types of property claims in Minnesota? Parker Public Adjusting is here to give your claim the advantage it deserves. Deciphering the intricacies of insurance policies may not be your everyday pursuit—and it doesn't have to be . While sifting through dense policy language and handling property claims might not top your list of engaging activities, it's at the heart of what we do, and we do it with passion . ​ Parker Public Adjusting excels in providing dedicated claim management, loss valuation, and robust dispute resolution services. ​ Join us on this journey, led by our founder, Sarah Parker , to learn more about who we serve, the claims we manage, and why our commitment to our clients is unmatched. ​ With our extensive experience and successful track record in securing fair settlements, you can confidently entrust your commercial property claim to Parker Public Adjusting. ​ Experience the Parker Public Adjusting advantage—superior claim management for Minnesota's commercial property owners. Harness our expertise, and let us work to ensure that the coverages afforded in your unique insurance policy are the safeguards you need them to be. I COULD USE SOME HELP Who we help Claim challenges differ for every policyholder, but no matter your situation, Parker Public Adjusting is prepared and experienced to offer customized solutions: ​ Commercial property owners and businesses cannot afford prolonged interruptions. Every operational day matters to your bottom line. With us, you can expedite the claims process and swiftly return to regular business operations. ​ Homeowners and private property owners , life must continue even in the face of a loss. Consider us your personal adjuster , diligently working to manage your claim so you can focus on what matters most. ​ For HOAs , nonprofits , not-for-profits , and government institutions , we understand your busy schedules. Replace the extra board or team meetings with our concise and informative claim updates, saving you time and effort. ​ Your efficient solution for claim management and dispute resolution is just a click away. Outsourcing your claims process as a policyholder has never been easier. Experience a stress-free claim journey, regardless of your unique challenges. TELL ME MORE POLICIES WE WORK WITH: Businessowners Commercial property Homeowners, condo-owners Townhome and Homeowners Associations (HOAs) Farm and agriculture Marine Jewelry, art, other specialty contents and more TYPES OF LOSSES Fire Water Hail Wind Tornado Vandalism and more ISSUES WE ADDRESS Denials, undervalued claims Undue delays, obtaining extensions Method of repair or replacement Like, kind, and quality materials Building code coverage issues Date and cause of loss Excessive depreciation and more What we help with WE WORK ALONGSIDE Restoration & mitigation contractors Insurance company staff, and independent adjusters Property managers Mortgage companies and bankers Attorneys and law firms Community association managers, including Certified Managers of Community Associations (CMCA®) Landlords and other professionals and experts Total claim management, and dispute resolution Meaningful advocacy, means more than just dollars recovered HUND- REDS OF WRONGFUL CLAIM DENIALS OVERTURNED 50-300+ EMAILS, LETTERS, & PHONE CALLS, PER CLAIM THOU- SANDS OF CLAIM MANAGEMENT HOURS OUTSOURCED TO US LET'S WORK TOGETHER 01 BALANCED REPRESENTATION While most policyholders might not have frequent encounters with property claims, it doesn't mean you need to navigate this complex process alone. ​ In what can often seem like an unbalanced claims process, our goal is to empower policyholders like you, providing you with an experienced voice in the challenging world of property claims. ​ In this journey, everyone is entitled to expert guidance - and that's precisely what we're here to provide. 03 INFORMED CONSUMERS The journey towards securing a fair claim begins well before you decide to engage us—it starts with the language in your insurance policy. ​ Recognizing this, we've dedicated ourselves to creating a suite of easily accessible, informative, and versatile resources centered around property insurance . ​ Further demonstrating our commitment to education, our Founder, Sarah Parker, imparts her specialized knowledge through speaking engagements at both local and national levels. These informative sessions extend not only to adjusters and contractors, offering Continuing Education (CE) credits, but also to attorneys who can earn Continuing Legal Education (CLE) credits. OUR VALUES AND PURPOSE 02 CLIENT EXPERIENCE Working with Parker Public Adjusting, you benefit from our industry-leading methodologies, unique expertise, and tailored training and education, all mobilized to serve and support you throughout your claim. ​ Moreover, if you have a mortgage or property equity loan, we go the extra mile. We offer exclusive assistance with the insurance claim payment endorsement process - a testament to our commitment to provide comprehensive, unmatched service. ​ That's the Parker Public Adjusting difference. ​ ♡ COMMUNITY VALUES. NATIONAL REACH. SPONSOR MEMBER Sarah Parker GETTING TO THE HEART OF THE CLAIM Founded with PASSION and PURPOSE MEET SARAH PARKER

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#LINKinBio Property claim dispute resolution and management, for policyholders like you. GET CLAIM HELP SUBSCRIBE @PPACLAIM #PPACLAIM #CLAIMPULSE 📍 #MSP #MN WE HOPE YOU NEVER NEED US, BUT WE'RE HERE IF YOU DO. ® POST Links

HOME → RESOURCES → INTERACTIVE LEARNING → WHAT IS, AND HOW TO READ, A DECLARATIONS PAGE? What is, and how do you read, a property policy declarations page? DISCLAIMER ​ This is for general informational purposes only, and is not legal or insuring advice. This is a simplified mockup of a fictitious Homeowners insurance declarations page, and does not contain every variable your property policies' declarations pages might have. Every declarations page can look different, and be structured in different ways, depending on the type of property insurance, the insurance company, your chosen coverages, and more. For for your own property insurance, be sure to connect with your licensed insurance agent or broker if you have specific questions about your declarations page and/or policy. Additional information about reading declarations pages—and property insurance policies in general—can be found at policyholder nonprofit United Policyholders' website . Your US state or territory's Department of Insurance government website may have additional property insurance consumer resources for you, and the National Association of Insurance Commissioners (NAIC) has a great directory of state insurance departments. READ MORE ON THIS TOPIC: Blog post: What is a Declarations Page, and How do I Read It? SUBSCRIBE INTERACTIVE LEARNING DIRECTIONS Click or tap on each magnifying glass icon to learn about different sections. CHECK OUT MORE PROPERTY INSURANCE RESOURCES for POLICYHOLDERS RESOURCES HOME

DISCLAIMER Last Updated: 8/24/2021 DISCLAIMER This website is owned and operated by Parker Public Adjusting LLC (“Company,” “we,” or “us”). ​ This Disclaimer, together with the Terms & Conditions of Use and Privacy Policy , governs your access to and use of www.ppaclaim.com including any content, functionality, products, and services offered on or through www.ppaclaim.com (the “Website”), whether as a guest or a registered user. ​ Please read the Disclaimer carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms & Conditions of Use when this option is made available to you, you accept and agree to be bound and abide by the Disclaimer. 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WHAT CAN WE HELP YOU WITH? WE look forward to HEARING FROM you. Please note: our team cannot process intake for claim reviews by phone, unless it is related to a catastrophic or urgent loss, or for accessibility considerations. Please submit a claim using our form, if you have questions about a property insurance claim. ​ Our client experience team is standing by to take your message. Our team's typical response time for non-client matters is 1-3 business days. GET CLAIM HELP I NEED SOMETHING ELSE SUBSCRIBE Hours 9am - 4:30pm, Mon through Fri Office Golden Valley, MN Phone Call Now Email Send us an email Social Media DEMAND THE BEST FOR YOUR PROPERTY CLAIM Get the PARKER PUBLIC ADJUSTING advantage TELL ME MORE

HOME → RESOURCES → BEFORE A LOSS Property insurance resources: before a loss Resources curated with ♡ by Parker Public Adjusting , for property insurance consumers. ​ Coverage within property claims are determined long before policyholders like you, hire companies like us . Coverage starts with your policy, which is a legal contract, with deadlines, limitations and exclusions, and more. ​ Unfortunately, many of our clients don't discover coverage gaps, or underinsurance, until after a claim is filed. Thankfully, there are many resources from policyholder advocacy non-profits, government bodies, and other organizations that can help you to learn how to be an informed consumer. Your property coverage doesn't have to be a mystery. SECTIONS: Disaster and emergency preparedness The informed consumer SUBSCRIBE Disaster and emergency preparedness Have a plan in place. Trust our experience when we say: physical safety is a part of property claim preparedness. NATIONAL/EVERYONE: → Ready.gov → United Policyholders' Roadmap to Preparedness → National Weather Service, NOAA - Disaster Preparedness Disaster Preparedness MINNESOTA: → Protecting your home , MN Dept. of Commerce → Home insurance basics , MN Dept. of Commerce → Get a policy review NATIONAL/EVERYONE: → United Policyholders' buying tips → Wise UP: The Savvy Consumers Guide to Buying Insurance , a United Policyholders’ publication → All about CLUE reports : the database that keeps track of your property and auto claims, similar to a credit report → Essential Property Insurance Coverage Information Withheld from Consumers The informed consumer If you ever have to file a property claim, your property policy influences your coverage. ​ There's a lot to be aware of! Informed Consumer CHECK OUT MORE PROPERTY INSURANCE RESOURCES for policyholders RESOURCES HOME

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HOME → RESOURCES → AFTER A LOSS Property insurance resources: after a loss Resources curated with ♡ by Parker Public Adjusting , for property insurance consumers. When individual losses and widespread disasters or catastrophes happen, property insurance is an incredibly important component of the recovery and restoration process. ​ Property insurance helps communities, families, businesses, and institutions bounce back. However, in our work we've found that many policyholders can experience claim disputes. Many may not possess the specialized knowledge to overcome these, and other claim issues. ​ Gratefully, there are non-profits, and other institutions or organizations that share our spirit of service, that have published information and guides on this complex topic. SECTIONS: Getting started Claim tips (coming soon! ) Optional professional help SUBSCRIBE Getting Started NATIONAL/EVERYONE: → How to avoid being a victim of insurance fraud after a natural disaster , from the American Policyholder Association → United Policyholders' Roadmap to Recovery™ Getting Started MINNESOTA: → Get claim help NATIONAL/EVERYONE: → State-by-State help directory , United Policyholders (our listing here) → Online Directory , National Association of Public Insurance Adjusters (our listing, here) → Questions to ask before hiring a public insurance adjuster , United Policyholders Optional Professional Help Professional help BUT WAIT, THERE'S MORE RESOURCES for policyholders RESOURCES HOME

HOME → RESOURCES → INDUSTRY CALENDAR Industry Calendar: Your Central Hub for Property Insurance Events Welcome to our Public Adjusting Industry Calendar, a comprehensive and centralized resource designed to help professionals and policyholders alike stay informed about upcoming events, seminars, and educational opportunities. Our goal is to provide a convenient way for you to plan your schedule and make the most of the wealth of knowledge and resources available in the public adjusting field. ​ Disclaimer: Please note that the events listed on our Industry Calendar are organized by third parties and are not sponsored or endorsed by our public adjusting firm. No fee is charged for listing events on our Industry Calendar. We provide this calendar as a resource for the public adjusting and larger property insurance communities, but we do not guarantee the accuracy of the information provided, nor do we assume any responsibility for the content, organization, or outcomes of the events listed. We encourage you to verify the details of each event with the respective organizer before making any commitments or arrangements. SECTIONS: Check out the calendar Submit your event to the calendar SUBSCRIBE Discover Valuable Resources and Networking Opportunities Whether you're a seasoned professional seeking continuing education or a policyholder looking for expert advice, our Industry Calendar has something for everyone. WE CURATE A WIDE RANGE OF EVENTS: → Educational seminars and workshops → Conferences and trade shows → Networking events and mixers → Webinars and online courses → Legislative and regulatory meetings By staying up-to-date with the latest happenings in the public adjusting industry, you can further your knowledge, expand your professional network, and maximize your success. ​ AVOID SCHEDULING CONFLICTS: ​ Our Industry Calendar also serves as a valuable tool for event organizers, helping to prevent scheduling conflicts and ensuring maximum attendance at your event. By consulting our calendar before planning your event, you can select a date and time that does not conflict with other major industry events, maximizing your potential reach and impact. CHECK OUT MORE PROPERTY INSURANCE RESOURCES for everyone RESOURCES HOME

HOME → RESOURCES PROPERTY CLAIM Resources Things you've (probably never) wanted to know, and (probably) should. We see a big problem... Have you learned anything about property insurance from any source other than insurance advertising? ​ Didn't think so. We didn't remember taking an 'Insurance 101 ' or 'Property Insurance Basics' class in school, did you? P robably not. ​ For any product or service, we think you'll agree: it's a good idea for any consumer to be informed about the goods or service that they are purchasing, and the laws in place to protect the public, and govern fair commerce. Property insurance is certainly no exception. There is a lot more to property insurance and claims than 'saving money on your premiums'. We see the effects of coverage gaps, and underinsurance, and every day in our work .​​ From the hundreds of policies we see each year, we can tell you that the actual coverage language and exclusions in policies can vary greatly, across all premium amounts, insurance companies, and policy types. ​ The links below may provide some helpful resources for you, as a policyholder. Our hope is that you will make the effort to become an informed consumer... That at some point, you might feel confident to communicate and advocate for yourself if you ever have a claim. And, if you need it, you might know when and where to seek dedicated professional claim help. Bookmark this page and keep reading to learn more... Disclaimer: This website is for informational purposes only. The content is not legal or insuring advice. Parker Public Adjusting does not represent any organization or government agency. Always contact a licensed attorney for legal advice, and a licensed insurance agent or broker, or attorney, for insuring advice. ​ Please read our full website Disclaimer for more information. Knowledge Hub Now, it would be a tall order to try to teach you everything we know about first-party property insurance claims, but we think these resources will help you get a great head start. ​ Browse our curated collection of resources for policyholders and professionals, alike. CATEGORIES: Before a claim After a claim Interactive Consumer advocacy (coming soon! ) The Information Drip SUBSCRIBE LINK IN BIO Get the latest national, and Minnesota-exclusive updates, covering first-party property claims education and tips, news, and more. PROPERTY CLAIM DENIAL? DON'T LOSE HOPE You can leverage OUR EXPERTISE THAT SOUNDS AMAZING

I NEED CLAIM HELP NOW WHY WOULD I HIRE YOU? DEMAND the BEST, for YOUR → Townhome/HOA PROPERTY CLAIM Start here LET'S FACE IT: You probably don’t know what your insurance policy actually covers... and what it doesn’t Property policies contain: ​ ✗ Deadlines (yes, that’s plural ) ✗ Exclusions ✗ Limitations ​ If you don’t review your policy at every renewal—how do you know what your current policy covers? Do you know how the claims process works? What happens if you have a claim dispute with your insurance company? ​ We can help. ​ As one of the few, resident Minnesota-licensed public insurance adjusting firms, Parker Public Adjusting can guide, coordinate, and negotiate your claim from start, to finish. We are the only type of adjusters licensed to work directly for policyholders, like you. OK, TELL ME MORE Elevating your claim experience DEDICATED, PROFESSIONAL PROPERTY CLAIM SERVICES “I would recommend Sarah to anyone who is dealing with a large insurance claim.” —LAURA AND DUANE A property insurance policy is a contract. Treat it like one . Know your policy's deadlines, limitations, exclusions, and more, before you ever have to file a claim. Serving Minnesota. Get Informed AND GET PREPARED LET'S TALK Not every property claim is easy. Policyholders can hire an adjuster too . Outsource your claim management and dispute resolution to a licensed professional. Serving Minnesota. Claim Your Settlement EXPERIENCED A LOSS? TELL ME MORE Expert witness services? Speaker, author, or podcast guest? Get in touch, and let us know what you need. Serving nationally. Experts at Work FOR THE PROFESSIONALS LET'S CONNECT Policyholder Resources Have you learned anything about property insurance claims, that didn't come from insurance advertising? We're sure that you can agree: informed consumers can make better insuring choices. Get access to multi-format (including interactive) information, curated from leading policyholder non-profits, government organizations, academics, and more. LEARN NOW Claim Pulse blog We're not entirely sure why we love property insurance so much, but our goal is to share our passion and knowledge with informed consumers, and like-minded professionals. Subscribe today, and read about first-party property insurance industry news, educational resources... All through a fresh, crowd-sourced perspective. READ NOW GET TO KNOW US Meet, our Queen of Claims SARAH PARKER

PRIVACY POLICY Last Updated: 8/24/2021 Parker Public Adjusting LLC Privacy Policy This Privacy Policy describes how Parker Public Adjusting LLC (“we” or “us”) collects, uses, and shares your personal information when you use our website www.ppaclaim.com (the “Site”). Topics: Personal information we collect How we use your personal information How we share your personal information How we store your data Email marketing Behavioral advertising Your data protection rights Third party websites Changes Contact Us Personal information we collect When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically collected information as “Device Information”. We collect Device Information using the following technologies: “Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier. For more information about cookies, and how to disable cookies, visit http://www.allaboutcookies.org . “Log files” track actions occurring on the Site, and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps. “Web beacons”, “tags”, and “pixels” are electronic files used to record information about how you browse the Site. We use Device Information for: Functionality: To recognize you on our website and recognize your previously selected preferences, including your preferred language and your location. Advertising: To collect information about your visit, the content you viewed, the links you followed, and information about your web browser, device, and IP address. We sometimes share limited aspects of this data with third parties for advertising purposes. You can set your browser not to accept cookies, and the website above tells you how to remove cookies from your browser. Some of our website features may not function if you disable cookies. Please note that we do not alter our Site’s data collection and use practices when we see a Do Not Track signal from your browser. We also collect data you provide to us directly. We refer to the data you provide as “Provided Information.” We collect and process data you provide when you: Register online or place an order for any of our products or services Voluntarily complete a customer survey or provide feedback on any of our message boards or via email Voluntarily provide any information in our subscription sign-up and contact forms Voluntarily provide any information requested for file downloads on the site ​ The Provided Information we collect may include: Personal identification information (name, email address, phone number, etc.) Billing information (billing address, shipping address, payment information, including credit card numbers, etc.) Property insurance claim information (claim number, insurance company, policy number, etc.) When we talk about “Personal Information” in this Privacy Policy, we are talking both about Device Information and Provided Information. How we use your Personal Information We use the Provided Information that we collect generally to fulfill any orders placed through the Site (including processing your payment information, delivering products, and providing you with invoices and/or order confirmations). Additionally, we use Provided Information to: Communicate with you; Screen our orders for potential risk or fraud; and When in line with the preferences you have shared with us, provide you with information or advertising relating to our products or services. We use the Device Information that we collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize our Site (for example, by generating analytics about how our customers browse and interact with the Site, and to assess the success of our marketing and advertising campaigns). How we share your Personal Information We share your Personal Information with third parties to help us use your Personal Information, as described above. For example, we use Google Analytics to help us understand how our visitors use the Site - you can read more about how Google uses your Personal Information here: https://www.google.com/intl/en/policies/privacy/. You can also opt-out of Google Analytics here: https://tools.google.com/dlpage/gaoptout . The types of third parties with whom we might share elements of your Personal Information include: Payment processors engaged by us to securely store and handle payments information, such as credit or debit card information Providers of email management and distribution tools Providers of security and fraud prevention tools and services, Providers of data aggregation and analytics software services that allow us to effectively monitor and optimize our site We may also share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant or other lawful request for information we receive, or to otherwise protect our rights. How we store your data We securely store your data at www.ppaclaim.com . We use commercially reasonable security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of information stored on our servers. Of course, no computer network or data transmission on the internet can be guaranteed to be 100% secure and so you submit your information at your own risk. We will maintain your Personal Information for our records unless and until you ask us to delete this information. Email Marketing If you make a purchase on this Site and/or opt in to receive emails, you agree to receive email communications from this site, including but not limited to newsletters, site updates, promotions, and other announcements and correspondence. We are not responsible for the receipt of any such emails. You are responsible for ensuring that our email address(es) are not blocked or forwarded to your spam folder. You have the right at any time to stop us from contacting you for marketing purposes. If you opt to unsubscribe from receiving emails, you understand that you may no longer receive information or updates from this Site, including promotions. Behavioral advertising As described above, we use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you. For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work. You can opt out of targeted advertising by using the links below: Facebook: https://www.facebook.com/settings/?tab=ads Google: https://www.google.com/settings/ads/anonymous Bing: https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads Additionally, you can opt out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal at http://optout.aboutads.info/. Your data protection rights If you are a European resident, you have the right to access personal information we hold about you and to ask that your personal information be corrected, updated, or deleted. Under certain conditions, you may also have the right to restrict or object to our processing of your data, and to request that we transfer your Personal Information to another organization. If you would like to exercise any of these rights, please contact us through the contact information below. Additionally, if you are a European resident, we note that we are processing your information to fulfill contracts we might have with you (for example if you make an order through the Site), or otherwise to pursue our legitimate business interests listed above. Please note that your information will be transferred outside of Europe, including to Canada and the United States. Third Party Websites Our privacy policy applies only to our website. We are not responsible for the data collection, privacy practices or policies of any third-party site to which we may provide a link or that may link to our site. We encourage you to read the privacy statement and terms of use of other sites. Changes We may update this privacy policy from time to time to reflect, for example, changes to our practices or for other operational, legal or regulatory reasons. Complaints Please contact us if you have any complaints about how we use your Personal Information so we can resolve the issue whenever possible. Residents of the European Union also have the right to lodge a complaint with your local data protection regulator, such as the Information Commissioner’s Office in the UK. Contact us For more information about our privacy practices, if you have questions, or if you would like to exercise your data protection rights, please do not hesitate to contact us. Email us: claim@ppaclaim.com Call us: (952) 900-6699 Write to us: 1405 N Lilac Drive, Ste. 240, Golden Valley, MN 55422

HOME → RESOURCES → INTERACTIVE LEARNING → WHAT IS, AND HOW TO READ, A DECLARATIONS PAGE? Diminuition of Coverage DISCLAIMER ​ This is for general informational purposes only, and is not legal or insuring advice. This is a simplified mockup of a fictitious Homeowners insurance declarations page, and does not contain every variable your property policies' declarations pages might have. Every declarations page can look different, and be structured in different ways, depending on the type of property insurance, the insurance company, your chosen coverages, and more. For for your own property insurance, be sure to connect with your licensed insurance agent or broker if you have specific questions about your declarations page and/or policy. Additional information about reading declarations pages—and property insurance policies in general—can be found at policyholder nonprofit United Policyholders' website . Your US state or territory's Department of Insurance government website may have additional property insurance consumer resources for you, and the National Association of Insurance Commissioners (NAIC) has a great directory of state insurance departments. READ MORE ON THIS TOPIC: Blog post: What is a Declarations Page, and How do I Read It? SUBSCRIBE INTERACTIVE LEARNING DIRECTIONS Click or tap on each magnifying glass icon to learn about different sections. CHECK OUT MORE PROPERTY INSURANCE RESOURCES for POLICYHOLDERS RESOURCES HOME

HOME → RESOURCES → INTERACTIVE LEARNING Interactive property claim resources Resources curated with ♡ by Parker Public Adjusting , for property insurance consumers. ​ Property insurance certainly isn't a game, but gamification —a form of interactive learning—has been shown to help some people with learning comprehension and retention. LEARN WITH US: How to read a declarations page SUBSCRIBE CHECK OUT MORE PROPERTY INSURANCE RESOURCES for POLICYHOLDERS RESOURCES HOME

TERMS and CONDITIONS of USE Last Updated: 8/24/2021 The following Terms and Conditions of Use (“Terms”) are entered into by and between You and Parker Public Adjusting LLC (“Company,” “we” or “us”). ​ These Terms, together with our Privacy Policy, Disclaimer, and any other documents expressly incorporated by reference, govern your use of the website www.ppaclaim.com (“Website”), including all materials, resources, information, and services on the Website, whether as a guest or registered user. ​ Your access to and use of the Website is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, customers, and others who access or use the Website. ​ By accessing or using the Website you agree to be bound by these Terms, without modification, and acknowledge reading them. If you disagree with any part of the Terms, you may not access the Website. ​ PRIVACY POLICY Your use of the Website is also subject to the Company’s Privacy Policy . Please review our Privacy Policy, which also governs the Website and informs users of our data collection practices. Your agreement to the Privacy Policy is hereby incorporated into these Terms. ​ DISCLAIMER Your use of the Website is also subject to the Company’s Disclaimer . Please review our Disclaimer, which also governs the Website and informs users of various limitations regarding the information provided on the Website. Your agreement to the Disclaimer is hereby incorporated into these Terms. ​ USE OF THE WEBSITE To access or use the Website, you must be 18 years of age or older and have the requisite power and authority to enter into these Terms. Children under the age of 18 are prohibited from using the Website. Information provided on the Website and any resources provided on or available for download from the Website are subject to change. The Company makes no representation or warranty that the information provided, regardless of its source, is accurate, complete, reliable, current, or error-free. The Company disclaims all liability for any inaccuracy, error, or incompleteness in the information provided. ​ The Company reserves the right to withdraw or amend this Website and any service or material provided on the Website in its sole discretion without notice. The Company will not be liable if, for any reason, all or any part of the Website is unavailable at any time or for any period. From time to time, the Company may restrict access to some parts of the Website, or the entire Website, to users, including registered users. ​ LAWFUL PURPOSES You may use the Website for lawful purposes only. You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Website. You agree to use the Website and to purchase services or products through the Website for legitimate, non-commercial purposes only. You shall not post or transmit through the Website any material that violates or infringes the rights of others, or that is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane, or otherwise objectionable, contains injurious formulas, recipes, or instructions, that encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law. ​ ACCOUNT CREATION AND SECURITY In order to use the Website or make a purchase on the Website, you may be required to provide information about yourself including your name, email address, username and password, and other personal information. You agree as a condition of your use of the Website and any resources downloaded from the Website that any registration information you give to the Company will always be accurate, complete, and up to date. You must not impersonate someone else or provide account information or an email address other than your own. Your account must not be used for any illegal or unauthorized purpose. ​ You agree that all information you provide to register with this Website or otherwise, including but not limited to through the use of any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy. ​ If you choose, or are provided with, a username, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your username, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. ​ We have the right to disable any user name, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use. ​ REFUSAL OF SERVICE The products and services available on the Website are offered subject to our acceptance of your order or request. We reserve the right to refuse service to any order, person or entity, without cause or explanation. No order is deemed accepted by us until payment has been processed. We may at any time change or discontinue any aspect or feature of the Website, subject to us fulfilling our previous responsibilities to you based on acceptance of your payment. ​ ORDER CONFIRMATION We will email you to confirm placement of your order and with details about product delivery. If you do not receive email order confirmation, it is your responsibility to inform us as soon as possible. ​ CANCELLATIONS, REFUNDS & RETURNS [if you have a specific return or refund policy, add it here] Upon determining that you are entitled to a cancellation/refund pursuant to this policy, the Company will promptly issue an instruction to its payment processor to issue the refund. The Company does not control its payment processor and will not be able to expedite any refunds. If you receive a refund of any purchase through the terms and conditions, that shall immediately terminate any and all licenses granted you to use the material provided to you under these Terms of Use or any other agreement. You shall immediately cease using the material and shall destroy all copies of the information provided to you, including without limitation: video recordings, audio recordings, forms, template documents, slide shows, membership areas, social media groups limited to paying members, and other resources. ​ PRODUCT DESCRIPTIONS We try to describe and display any products and services available for purchase on the Website as accurately as possible. While we try to be as clear as possible in explaining the product or service, we do not guarantee that the Website is entirely accurate, current, or error-free. From time to time we may correct errors in pricing and descriptions. We reserve the right to refuse or cancel any order with an incorrect price listing. ​ USE OF FREE DOWNLOADABLE CONTENT The Company may make resources on this Website accessible to users in exchange for providing an e-mail address (“Gated Content”). The Company grants you a limited, personal, non-exclusive, non-transferable license to use the Gated Content for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Gated Content in any manner. ​ By accessing or downloading the Gated Content, you agree that the Gated Content you may only be used by you for your personal or internal business use and may not be sold or redistributed without the express written consent of the Company. ​ By accessing downloading the Gated Content, you further agree that you shall not create any derivative work based upon the Gated Content and you shall not offer any competing products or services based upon any information contained in the Gated Content. ​ MATERIAL YOU SUBMIT TO THE WEBSITE By posting, uploading, submitting, inputting, providing, or otherwise making available any artwork, photos, written works, or other media, including feedback and suggestions (collectively, “Submissions”), you are granting the Company, our affiliated companies, and any necessary sub-licensees a worldwide, nonexclusive, irrevocable license to use your Submission for promotional, business development, and marketing purposes including, without limitation, the right to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submission; and to publish your name in connection with your Submission. We claim no intellectual property rights over the Submissions you supply to the Company. You retain copyrights and any other rights you may rightfully hold in any Submissions that you submit through the Website. ​ You shall not upload, post, submit, input or otherwise make available on the Website any Submissions protected by copyright, trademark, or other proprietary right without the express written permission of the owner of the copyright, trademark, or other proprietary right, and the burden of determining that any Submissions are not so protected rests entirely with you. You shall be liable for any damage resulting from any infringement of copyrights, trademarks, or other proprietary rights, or any other harm resulting from such a Submission. ​ For all Submissions submitted by you to the Website, you automatically represent or warrant that you own or otherwise control all the rights to your Submission described herein including the authority to use and distribute the Submission, and that the use or display of the Submission as contemplated in this section will not violate any laws, rules, regulations, or rights of third parties. You agree to hold the Company harmless from and against all claims, liabilities, and expenses arising out of any potential or actual copyright or trademark misappropriation or infringement claimed against you arising from Submissions you submit through the Website. ​ You further you grant us the right to use your Submission for the purpose of improving our Website, products or services (and for any other purpose we deem necessary or desirable) without being obliged to pay you any compensation for our use of your Submission. The Company is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in the Company’s sole discretion. If you do send us unsolicited ideas, such ideas will be deemed non-confidential, and we will not be required to provide any acknowledgement of their source. OUR INTELLECTUAL PROPERTY The Website contains intellectual property owned by the Company, including trademarks, copyrights, proprietary information, and other intellectual property. We reserve all rights in and to our common law and registered trademarks, service marks, copyrights, and other intellectual property rights, including but not limited to text, graphics, photographs, video, design, and packages, belonging to the Company or to our licensors (“IP”). You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in any way exploit in any format whatsoever any of our IP in whole or in part, without our prior written consent. We reserve the right to immediately block your access to the Website and remove you from any service, without refund, if you are caught violating this intellectual property policy. ​ You are granted a non-exclusive, non-transferable, revocable license to access and use the Website and the resources available for download from the Website (the “Content”) strictly in accordance with these Terms of Use. ​ As a condition of your use of the Website, you warrant to the Company that you will not use the Content for any purpose that is unlawful or prohibited by these Terms. You may not use the Content in any manner that could damage, disable, overburden, or impair the Website or interfere with any other party’s use and enjoyment of the Website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Website. All content included as part of the Content, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Website, is the property of the Company or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto. ​ You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the Content, in whole or in part. ​ The Content is not for resale. Your use of the Content does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any Content. You will use protected content solely for your individual use and will make no other use of the Content without the express written permission of the Company and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of the Company or our licensors except as expressly authorized by these Terms. ​ The Company name, the Company logo, the Company slogan, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on this Website are the trademarks of their respective owners. ​ CHANGED TERMS We may at any time amend these Terms, including our Privacy Policy and Disclaimers. The date of the last revision will be indicated by the “Last updated” date at the top of this page. Such amendments are effective immediately upon notice to you by us posting the new Terms on this Website. We reserve the right to update any portion of our Website, including these Terms, at any time. If you continue to use our Website after we have made revisions, your continued use constitutes consent to the revised Terms, Privacy Policy and Disclaimers. ​ WARRANTIES While we make every effort to ensure that the content on this Website is free from errors, we do not give any warranty or other assurance as to the accuracy, completeness, timeliness or fitness for any particular purpose of the content and materials on this site beyond reasonable efforts to maintain the site. To the maximum extent permitted by law, we provide our website and related information and services on an "AS IS" AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES, REPRESENTATIONS, OR GUARANTEES OF ANY KIND (WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE) INCLUDING BUT NOT LIMITED TO WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. LIMITATION OF LIABILITY ​ YOU AGREE THAT UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY, OR ANY OTHER DAMAGES ARISING OUT OF YOUR USE OF THE WEBSITE OR RESOURCES, PRODUCTS OR SERVICES AVAILABE THROUGH THE WEBSITE. ​ ADDITIONALLY, THE COMPANY IS NOT LIABLE FOR DAMAGES IN CONNECTION WITH (I) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE; (II) LOSS OF REVENUE, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL OR DATA; AND (III) THIRD PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF YOUR INFORMATION OR PROPERTY, REGARDLESS OF OUR NEGLIGENCE, GROSS NEGLIGENCE, FAILURE OF AN ESSENTIAL PURPOSE AND WHETHER SUCH LIABILITY ARISES IN NEGLIGENCE, CONTRACT, TORT, OR ANY OTHER THEORY OF LEGAL LIABILITY, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE DAMAGES. ​ IN THOSE STATES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THE DAMAGES, OUR LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW. IN NO EVENT SHALL THE COMPANY’S TOTAL LIABILITY TO YOU EXCEED THE TOTAL PURCHASE PRICE OF ANY PRODUCTS OR SERVICES YOU HAVE PURCHASED FROM THE COMPANY. ​ AVAILABILITY Your use of the Website and any associated services may sometimes be subject to interruption or delay. Due to the nature of the Internet and electronic communications, we and our service providers do not make any warranty that our Website or any associated resources or services will be error-free, without interruption or delay, or free from defects in design. We will not be liable to you should our Website or the resources or services supplied through our Website become unavailable, interrupted or delayed for any reason. ​ MALICIOUS CODE Although we endeavor to prevent the introduction of viruses or other malicious code (“malicious code”) to our Website, we do not guarantee or warrant that our Website, or any data available on the Website, does not contain malicious code. We will not be liable for any damages or harm attributable to malicious code. You are responsible for ensuring that the process you employ for accessing our Website does not expose your computer system to the risk of interference or damage from malicious code. ​ SECURITY The security of your contact information is of utmost importance to us. However, you acknowledge the risk of unauthorized access to, or alteration of, your data. We do not accept responsibility or liability of any nature for any losses you may sustain as a result of such unauthorized access or alteration. All information transmitted to or from you is transmitted at your own risk, and you assume all responsibility and risks arising in relation to your use of this Website and the internet. We do not accept responsibility for any interference or damage to your computer system that may arise in connection with your access of this Website or any outbound hyperlinks. ​ THIRD PARTY RESOURCES The Website contains links to third party websites and resources. You acknowledge and agree that we are not responsible or liable for the availability, accuracy, content, or policies of third-party websites or resources. Links to such websites or resources do not imply any endorsement by or affiliation with the Company. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources. ​ The Company may, from time to time, provide information from a third party in the form of a guest post or interview, in written, audio, video, or other medium. The Company does not control the information provided by such third-party guests, is not responsible for investigating the truth of any information provided and cannot guarantee the veracity of any statements made by such guests. ​ INDEMNIFICATION You shall indemnify and hold us harmless from and against any and all losses, damages, settlements, liabilities, costs, charges, assessments, and expenses, as well as third party claims and causes of action, including, without limitation, attorney’s fees, arising out of your breach of any of these Terms, your use of the Website, its content, and any product or service purchased from the Website, or your failure to maintain the confidentiality and/or security of your password or access rights to this Website and its resources. You shall provide us with such assistance, without charge, as we may request in connection with any such defense, including, without limitation, providing us with such information, documents, records, and reasonable access to you, as we deem necessary. You shall not settle any third-party claim or waive any defense without our prior written consent. ​ EFFECT OF HEADINGS; SEVERABILITY The subject headings of the paragraphs and subparagraphs of this Agreement are included for convenience only and shall not affect the construction or interpretation of any of its provisions. If any portion of these Terms are held to be unenforceable or contrary to law, such portion shall be construed in accordance with applicable law so as to best accomplish the objectives of the original provision to the fullest extent allowed by law, and the remainder of the provisions shall remain in full force and effect. ​ ENTIRE AGREEMENT; WAIVER These Terms, together with the Privacy Policy and Disclaimers, constitute the entire agreement between you and the Company pertaining to the Website and supersedes all prior and contemporaneous agreements, representations, and understandings between us. Any waiver by us of a breach of or right under these Terms will not constitute a waiver of any other or subsequent breach or right. No waiver shall be binding unless executed in writing by the Company. ​ GOVERNING LAW; JURISDICTION; MEDIATION These Terms, including with the Privacy Policy and Disclaimers shall be construed in accordance with, and governed by, the laws of the State of Minnesota, and the courts of Minnesota shall have jurisdiction to hear and determine any dispute arising in relation to these Terms. You agree that any proceeding relating to use of this site must be filed exclusively in the appropriate courts located in Minnesota and you submit to the jurisdiction of those courts and waive any objection based on an inconvenient forum or other reasons. ​ The parties agree to attempt to resolve any dispute, claim, or controversy arising out of or relating to these Terms by mediation. The parties further agree that their respective good faith participation in mediation is a condition precedent to pursuing any other available legal or equitable remedy, including litigation, arbitration, or other dispute resolution procedures. ​ ALL RIGHTS RESERVED All rights not expressly granted in these Terms are reserved by us. If you do not see a usage scenario here that applies to your intended usage contact us at claim@ppaclaim.com . ​ CONTACT INFORMATION The owner of this website is Parker Public Adjusting LLC. You may contact us by phone at (952) 900-6699, by email at claim@ppaclaim.com , or by mail at 1405 N Lilac Drive, Ste. 240, Golden Valley, MN 55422.

™ Blog. Claim Pulse All things first-party property insurance. Recent Blog Feed Disclaimer: The views and opinions expressed on this Website are those of the authors and do not necessarily reflect the official policy or position of Parker Public Adjusting. The information contained on this Website is for general information purposes only, and does not constitute legal or insuring advice. Nothing in the Website is intended to be a substitute for formal legal advice and should not be relied upon as such. Read our full site Disclaimer here . Log in / Sign up Parker Public Adjusting 3 days ago POLICYHOLDERS 📖 True Claim Stories™️: Property Claim Denials and Delays Can Happen... While many, many policyholders each year have a smooth claims experience, some might face unexpected challenges... 1 view 0 comments 1 like. Post not marked as liked 1 Parker Public Adjusting May 9 PROFESSIONALS 🎧 Podcast: Listen to This Bull 🐂 With Guests: Tom Sulzmann of Loveland Innovations & Sarah Parker Join our Founder Sarah Parker, and Tom Sulzmann of Loveland Innovations, to discuss the future of claims involving drone, tech & AI on #L2TB 0 views 0 comments 2 likes. Post not marked as liked 2 Joe Samnik, Expert Tree Consultants LLC May 3 PROFESSIONALS 🌴 Trees: Property Claims, Personal Injury, and Wrongful Death Explore a forensic arborists' role in resolving tree-related property claims, expert analysis, and navigating complex claims. 67 views 0 comments 3 likes. Post not marked as liked 3 Sarah Parker Mar 1 POLICIES 🚫 They’re Back: Anti-Public Insurance Adjuster Endorsements in Louisiana Why care? Well, someone cared enough to file an appeal to invalidate the directive. So, maybe, you should pay attention... 232 views 0 comments 8 likes. Post not marked as liked 8 Justis Wilson Jan 26 PROFESSIONALS ⚕️Insider Tips: Making the Most of Your Health Insurance, as an Entrepreneur or Freelancer Navigating health insurance can be overwhelming, even as a property claims professional. Justis Wilson shares his tips and best practices! 109 views 0 comments 10 likes. Post not marked as liked 10 Sarah Parker Dec 3, 2022 PROFESSIONALS 🤳🏽 Virtual Mobile Inspections for Property Claims: Boon, or Detriment? As the insurance industry becomes more digitized, mobile technology is playing a big role in the transformation of the claim process. 122 views 0 comments 8 likes. Post not marked as liked 8 1 2 3 4 Latest Featured Parker Public Adjusting 📖 True Claim Stories™️: Property Claim Denials and Delays Can Happen... While many, many policyholders each year have a smooth claims experience, some might face unexpected challenges... Joe Samnik, Expert Tree Consultants LLC 🌴 Trees: Property Claims, Personal Injury, and Wrongful Death Explore a forensic arborists' role in resolving tree-related property claims, expert analysis, and navigating complex claims. Sarah Parker 🚫 They’re Back: Anti-Public Insurance Adjuster Endorsements in Louisiana Why care? Well, someone cared enough to file an appeal to invalidate the directive. So, maybe, you should pay attention... About the Blog The Claim Pulse™ blog by Parker Public Adjusting is a partly crowdsourced, fresh take on the first-party property insurance industry... It's issues, solutions, breaking news, educational resources, and more. ​ ♡ Pour l'esprit de corps. ​ SUBSCRIBE CONTRIBUTE All Posts (22) 22 posts Policyholders (9) 9 posts Professionals (11) 11 posts Policies (7) 7 posts #Topics #adjusters #artificialintelligence #attorneys #business #claimdelay #claimdenial #colorado #commercialproperty #consumerprotection #contractors #emergencyrule #expertwitness #flood #forensicarborist #goodvibes #homeowners #informedconsumers #insurancecommissioner #insuranceregulation #insurtech #interactivelearning #inthefield #iowa #kentucky #listentothisbull #louisiana #merlinlawgroup #meteorology #minnesota #national #podcast #policydeadline #policyholderadvocacy #professionaleducation #publicadjusters #resource #resources #scoreassociation #swiftpublicadjusters #townhome-HOA #treedamage #trueclaimstories #unitedpolicyholders #weather #wellnesshealthandsafety #wildfire #youtubevideo actualcashvalue consumerprotection homeowners insurancecommissioner labordepreciation policyholderadvocacy unitedsurvivorsdisasterrelief washington DEMAND THE BEST FOR YOUR PROPERTY CLAIM GET the PARKER PUBLIC ADJUSTING advantage TELL ME MORE

Actual policy language FROM A MINNESOTA HOMEOWNERS POLICY This is a Homeowners roofing and siding coverage limitation, from the policy of a past Parker Public Adjusting client. Many policyholders (and even some claims professionals) may not understand the language. ​ (Click or tap on the image to enlarge ) CLOSE