Ordinance or Law Coverage
Replacement Cost Benefits
Replacement Cost Value
Proof of Loss
Additional Living Expenses
Actual Cash Value
Loss of Use
Limited Replacement Cost
A public adjuster will meet with you to assess and document damage for your claim. We review your policy to determine what coverages apply to your loss.
Your public adjuster will meet and negotiate with your insurance company to establish coverage and arrive at a fair settlement amount for your claim.
When funds are released for your claim, your public adjuster will guide your payment from your insurance company through the mortgage endorsement process.
Once enough funds are released, you'll be able to select a contractor of your choice to complete your restoration.
The Claims Process
An alternative claim dispute resolution method
In the process of some claims, the scope - or the extent - of the damage may be agreed upon, but the cost or method to replace or repair the property may not. There is a remedy built into your insurance policy that offers the option of demanding an insurance appraisal.
To determine if your claim meets the requirements for appraisal, or if your insurance company has demanded appraisal, contact us today to discuss what solutions are available to you.
Our owner, Sarah Parker, is certified as an Umpire/Appraiser by the Insurance Appraisal and Umpire Association. IAUA is an independent company dedicated solely to appraisal, with a focus on integrity, ethics, and standards that offers certification to professionals in the insurance restoration industry as Umpires and/or Appraisers.
...you may need a Public Adjuster.
If you don't know how or why these terms may apply to your loss...